“Emily?” Frank said, looking over at me with a smile, even though I could see he was blushing—which he really hadn’t stopped doing since I’d proposed this, back at the wedding.

Maybe it had been the hours of dancing, or the slow-dancing with Frank, or the fact that I’d been dehydrated, but skinny-dipping had sounded like such a good, easy option back then. But now, actually standing in front of the water and contemplating swimming in it naked—with my friends—things were no longer seeming quite so simple.

“Okay,” I said after a minute, when I realized that since I had proposed this thing, I couldn’t back down, and I needed to be the one to try and figure something out. I glanced up and wished, for the first time all summer, that the moon wasn’t quite so full. It was like having a giant spotlight shining down on us. I looked at the stack of four beach towels that Frank had brought out from the house and tried to sound more confident than I felt. “Okay. I think we should all put on the towels, and then we can go with the towels down to the water, and then throw them aside and jump in.” It seemed like the best plan I could think of for limiting out-of-the-water nudity.

“When did she get so bossy?” Collins muttered to Frank, shaking his head.

“I just think,” I started, “this way, we’ll all feel comfortable, and—”

“To heck with that,” Collins said as he kicked off his flip-flops and yanked off his polo shirt, getting it stuck briefly on his head. When he started to drop his shorts, I realized where this was going and turned away, and after a noticeable pause, Dawn did too. “Here I go!” I heard Collins yell, and I looked a second too soon, seeing Collins’s bare butt as he dove into the water. “Agh! That’s cold!” he yelled, then held his nose and ducked under. But he was grinning when he surfaced again, and waved us in. “Come on,” he called.

“I think I’m going to do the towel thing,” Dawn said, grabbing hers, and I took one as well.

“Me too,” I said.

I glanced at Frank’s neighbors’ houses, to make sure they were all staying dark, but it didn’t seem like we’d woken anybody up. Dawn and I walked a little bit up the beach, and I held up my towel for her, blocking her from view while she took everything off and wrapped herself in the towel, and then she did the same for me. I knew this was ridiculous, since we were going skinny-dipping, but I just didn’t think I was ready to run full-out buck naked toward the water Collins-style. By the time we headed back to the water, clutching our towels, Frank had gotten in as well, and was next to Collins in the water. I could just see their bare chests, and tried to tell myself I would have seen them anyway if we’d all been swimming, that it wasn’t a big deal. But I still felt my heart pound as the boys turned away so that Dawn and I could run in.

“Ready?” I asked, looking at her.

“I don’t know,” she said, shifting from foot to foot. She looked toward the water, biting her lip. “I’m not sure . . .”

“Come on.” I smiled at her. “It’ll be fun.” And without waiting, without thinking about it, I dropped my towel and ran toward the water, feeling the cool night air on my skin, feeling utterly free, my hair streaming out behind me, as I splashed into the water and then extended my arms above my head and dove under.

When I surfaced, I saw Dawn plunging into the water as well, doing more of a belly-flop than a dive, emerging with her hair plastered down. “That is cold!” she gasped, grinning at me. “Oh my god.”

But cold or not, the water felt amazing, and I realized just how different it was from swimming with a bathing suit on. It reminded me of sleeping under the stars—with nothing between you and the elements.

Soon, it just felt normal to be swimming together like this—you couldn’t really see anything under the water, anyway. The four of us would swim on our own and then come back together, and even when we were just treading water or standing with our feet touching the sand, talking, it felt that much more exciting, because I knew that under the water, we were all naked.

After we’d been in the water for a while, I swam apart from the group, out of view, so that I could just float on my back and look up at the sky. I was aware of Collins calling to us, saying that the C-dawg was getting out, and then the sound of splashing as he presumably made his way up to the beach. I let myself float there for just a little while, feeling really content and at peace. I was still a little amazed that this was happening. That this, the thing that had seemed so impossible, so terrifying, so utterly beyond me, was happening. I was having fun. And that I was the one who made it happen. “I did it,” I said out loud, sending my voice up to the stars above me, not really caring if the others heard me.

“Guys?” Dawn called, her voice sounding worried. I ducked under the water and surfaced again, smoothing my hair down and swimming over to her. “Where are our towels?”

I looked toward the beach as well, and saw what she meant. The towels that she and I had left there were nowhere to be seen. I could see my clothes, in a pile way up the beach, but the thought of running across that expanse of sand, naked, did not seem that appealing.

“Collins!” I yelled, as Frank swam over toward us.

“What’s the problem?” he asked.

“Our towels are gone,” I said, still scanning the sand for them.

“What?” Collins asked, emerging on Frank’s deck, dressed in shorts and an oversized sweater. I realized after a moment that I could tell they were Frank’s clothes.

“Are you wearing my clothes?” Frank yelled, and Collins shrugged.

“I was cold,” he called back. “Is there some sort of problem?”

“What did you do with the towels, Collins?”

“Me?” he asked, looking offended. “Nothing. Why would you presume it was me?”

“Who else would it be?” Dawn asked.

“I don’t know,” Collins said with a shrug. “Beach hobos? See you guys inside.” He gave us all a grin and disappeared back in the house.

“I’m going to kill him,” Frank muttered as he looked over at me. I hadn’t realized he’d come quite so close, and especially after we’d danced together, it was disconcerting to realize that Frank Porter was naked, right next to me.  And that I was naked right next to him, with nothing separating us but water.