PART ONE
Rachel groaned into her pillow as the sound of Muse’s “Hysteria” ripped her out of the depths of an intense sleep. She reached out blindly, groping for her phone on the bedside table, trying to decide whether or not it was worth it to cue the snooze function. It would only net her an extra nine minutes—just enough time to start drifting off again before the alarm came back on—but the weight behind her eyes, the heaviness of her arms and legs against the soft, warm bed, was so tempting to give into.
She pulled her face free of the pillow and opened her eyes, staring dumbly at the still-playing alarm flashing on the screen. She knew if she didn’t make up her mind soon, she would be fully awake, and there would be no point in tapping the snooze icon. Groaning again, she tapped the icon and dropped the phone onto the bed next to her, curling up. She could at least pretend, for the moment, that she didn’t have anywhere to be.
Rachel was still hovering in the mental space between asleep and awake when the alarm went off again; her brain had started to perk up into function, insistently cataloging everything she would have to get done that day, in spite of the deep-seated desire to return to sleep. God, I don’t want to go to work, she thought, sitting up in bed and reaching for her phone to shut off the alarm for good. She could have, theoretically, hit the snooze button one more time; she only needed twenty minutes to get ready for work, and the alarm was set to forty-five minutes before she had to leave. But she was awake; there was no point in pretending anymore.
She took a deep breath and swung her legs over the edge of the bed, climbing down and scrubbing at her slightly greasy-feeling face. Rachel decided that a big glass of water, a toothbrush, and some face soap would complete the process of transitioning out of sleep and into waking life. But first, she absolutely had to get the coffee started.
Rachel wandered out of her bedroom and into the kitchen, blinking sleepily as her feet shuffled along the rug; for the moment, she was determined not to check her email, or even to look and see what was going on amongst her friends online. The quiet of the house, so early in her day, was not to be interrupted by considerations of the incredible mess waiting for her when she arrived at work. Her body moved automatically as she went into the small apartment kitchen: turning on the faucet, rinsing the coffee pot, scooping coffee into the basket, reaching up to retrieve a glass from the cupboard. Slowly but surely, her body was coming awake, her brain losing the lingering fog of sleep.
While the coffee brewed, Rachel downed the glass of water in a few rapid swallows, washed her face, and brushed her teeth, sitting down heavily at the tiny table in her dining room—a second-hand rescue from when a distant aunt had passed away while she was in college, and her cousins had needed to get rid of as much of the woman’s hoarded furniture as they could. She poured herself a cup of coffee and added milk and sugar, giving it an experimental, necessary sip before she finally unlocked her phone and tapped on the email icon.
A resigned sigh gusted through her lips as the screen loaded, showing somewhere between fourteen and twenty new emails. Rachel took a deep breath and began to skim the previews, her eyes taking in subject lines and the first sentence or so of the messages themselves. She mentally prioritized them based on who they were from, whether or not the subject line said “urgent” and her own experience. It had been a little over two years since she had gratefully taken the job of Administrative Assistant, feeling the hot breath of student loan debt collectors on her neck. She had worked hard to get as many scholarships as possible to make her way through college, but Rachel had been forced to resort to loans when there was simply not enough money.
About a year into working for Elite Advertising, Rachel had come to the conclusion that the job was never going to get any better. She knew that her superiors had low-balled her on their initial offer, counting on her desperation to get a job—any job. She knew that they had no intention of appreciably increasing her pay, or giving her any kind of promotion; she had proven herself to be too efficient to make the argument that additional responsibilities merited an increase in pay. Whenever she tentatively raised the subject, she was met with “But you’re so capable; this will only take up a few minutes here and there in your schedule.” The thought of abandoning the job, of finding something better, had occurred to her more than once—but the very real possibility that she would leave one dead-end only to step into another held her back.
Rachel shelved the topic of the day’s work in favor of checking in on her friends for a few minutes. She glanced at the time—she still had ten minutes before she needed to start getting ready in earnest. Scrolling through her feed, Rachel frowned enviously at pictures of one friend’s exotic vacation—something she could never scratch up enough extra cash to afford—and a coworker’s new car. They can afford to bump pay for the sales team, but not for the girl practically running the place, she thought bitterly, closing out the app before her resentment could bloom out of proportion.
She decided to rub a little more salt in the wound, and opened her banking app, thinking that she would make a couple of plans—maybe pay a couple of bills—before she got dressed and made up for the day’s work. Logging in, Rachel went through her usual mental routine of trying to estimate just how much she should have in the bank, recalling the groceries she had bought a few days earlier, the lunch she had treated herself to after forgetting the Tupperware holding her leftovers. When the screen finished loading, she glanced at the total and her mouth fell open in shock.
“Two million dollars? What the hell? What—how—it’s got to be a mistake,” she said, shaking her head and blinking her eyes to clear them. But the total still showed the same amount. Rachel tapped the account details option and saw, to her amazement, that it had come from a transfer, showing as posted just that morning.
Her mind spun for a moment. It still had to be a mistake; someone had tried to send a transfer to their kid, or to a family member—maybe even a corrupt politician—and had gotten some of the digits wrong on the account number. Rachel looked at the time, wondering just how long the hold period would be for the customer service line. She chewed on her bottom lip and considered. On one hand, she absolutely had to get ready for work—she would be late if she didn’t. On the other hand, Rachel thought it was entirely possible that, assuming the transfer into her account was a mistake, she would probably face a much bigger problem later down the line if it wasn’t corrected quickly.
She called her boss, leaving a voicemail saying that she had to take care of a personal issue and would be a few minutes late getting in. Rachel then pulled out her debit card and dialed the number on the back of it, fidgeting in her pajamas as she entered her account information and passcode. She tapped her foot lightly on the floor as the hold music played, her heart beating faster. What if it isn’t a mistake? She thought, her brain barely—barely—daring to hope. But how she could have ended up with two million dollars in her bank account without it being a mistake of some kind was impossible to comprehend. No one she knew had that kind of money. The wealthiest of her friends and family were only making—at most—a hundred thousand or so per year.
Her mouth was dry and she sipped at her coffee, forcing herself to breathe slowly. The customer service agent finally came on the line, and Rachel explained her dilemma. “That is…certainly an odd situation,” the woman on the other end of the phone said, sounding nearly as surprised as Rachel was. “I’ll be happy to look into that for you in a little more detail. Would you be okay with holding?” Rachel told the woman that she would, even though her skin was crawling, even though she felt an instinctive fear that just by alerting the bank to the discrepancy, she might—at any moment—find her door kicked in by unknown “others.”
When the woman came back on the line, Rachel eagerly told her that yes, she was still there. “I’ve looked everywhere possible,” the woman said, with a mixture of confusion and certainty in her voice. “There is no way that the transfer is even possibly a mistake. I was even able to call up the original bank form that was used—and your name was specified, along with your account number. We use a redundancy system to guard against errors; it doesn’t always work, but it’s clear that someone apparently wanted to give you two million dollars.” The woman paused. “I guess… congratulations?” The phone almost slipped out of her fingers, and Rachel barely managed a coherent reply before ending the call.
As she sat in numb silence at the table, a dawning realization came over her. I don’t have to go to work today. She smiled slowly. If I’m careful, I don’t have to go to work ever. She began to laugh, eyes wide, shaking her head in shock at the turn of events.